Daraz

Terms & Conditions

• Customers can avail a 20% discount on their first transaction when using an HBL UnionPay Classic, HBL UnionPay Gold, or HBL PayPak UnionPay Co-Badge Debit Card. This offer is valid for the first transaction only
• A minimum transaction value of PKR 1,000 is required to avail the 20% discount
• The discount is not applicable on utility bill payments made via dBill
• The discount is only applicable on cards backed by HBL UnionPay Classic, HBL UnionPay Gold, HBL PayPak UnionPay Co-Badge Debit Cards
• The customer can avail this discount on a maximum of 01 transactions using the discount
• Campaign is applicable till the 31st Dec 2026
• The discount cannot be availed using the cash on delivery method of payment
• The discount will only be applicable using the website/application of the partner
• The partners will be responsible to communicate the estimated delivery timeline for the product/service at the time of order confirmation
• This promotion is subject to all applicable terms and conditions of the partners
• The partners reserve the right to refuse or cancel any order for any reason at any given time
• HBL shall not be responsible to any customer or third party for unsatisfactory or delayed performance of the partners, losses, damages, delays or cancellation by the partners
• HBL will not be held responsible for any complaints or liabilities whatsoever that arise with respect to products and services availed from the partners using this offer
• The discounts are not valid in conjunction with other special promotions, discount programmes or vouchers defined by HBL or alliance partners
• The discounts cannot be combined with group discounts, parties, special events or any other offers
• HBL Cardmembers are entitled to discounts in respect to payments made at the alliance partners through their HBL UnionPay Classic, HBL UnionPay Gold, HBL PayPak UnionPay Co-Badge Debit Cards. This is not applicable in respect to cash transactions
• HBL will not be responsible for any complaint or liability whatsoever that arises with respect to items and services availed on the mentioned partners
• HBL reserves the right to terminate or withdraw or change the criteria of any discount offering without providing prior notice or reason
• HBL is not liable for the accuracy of the brand offers mentioned under alliances. For updated brand offers, please refer to the relevant alliance partner’s website or physical outlet
• Customers can avail a 12% discount using an HBL UnionPay Classic, HBL UnionPay Gold, or HBL PayPak UnionPay Co-Badge Debit Card
• A minimum transaction value of PKR 500 is required to avail the 12% discount
• This offer is applicable every Sunday, Monday & Tuesday
• Each cardholder may avail the discount on one (01) transaction per day per card during the Campaign period
• The customer needs to follow the below mentioned steps to avail this discount
• Go to Daraz app or website
• Click on ‘Collect’ button on HBL Wednesday voucher
• Select the product of your choice
• Proceed to pay
• Enter your card number and the discount will be applied
• The discount is only applicable on cards backed by Visa, Mastercard and UnionPay
• The customer can avail this discount on a maximum of 2 transactions using collectible vouchers
• This discount is only applicable on Wednesday
• HBL Cardmembers are entitled to discounts in respect to payments made at the alliance partners through their HBL Cards. This is not applicable in respect to cash transactions