Takhfif by the numbers

As of 13 July 2026, Takhfif tracks bank card discounts at 2,326 distinct places across Pakistan, from 21 banks and wallet providers and 246 individual cards, covering 594 cities. The highest-ranked card for overall discount coverage is the Askari Visa Signature Debit Card from Askari Bank, with deals at 528 places and a 29.2% average effective discount. The most-covered city is Karachi, with 1,073 places offering bank card deals.

Top 5 ranked cards

Ranked by a blend of coverage breadth and real discount depth after caps and minimum spend (see the methodology):

1. #1

   Askari Visa Signature Debit Card

   Askari Bank

   528 places

   29.2% avg · score 92.7

2. #2

   Mastercard World Credit Card

   Bank of Punjab

   186 places

   41.6% avg · score 91.2

3. #3

   Askari World Credit Card

   Askari Bank

   535 places

   28.9% avg · score 91.0

4. #4

   Askari Visa Platinum Debit Card

   Askari Bank

   531 places

   23.8% avg · score 90.9

5. #5

   Visa Infinite Debit Card

   Allied Bank

   369 places

   32% avg · score 90.6

See all 238 ranked cards →

Most-covered cities

1. #1Karachi1,073 places
2. #2Lahore939 places
3. #3Islamabad608 places
4. #4Faisalabad313 places
5. #5Multan304 places

Coverage by category

Dining (1,147 places, 22.6% avg), Other (618 places, 19.9% avg), Health (206 places, 23.2% avg), Shopping (182 places, 18.9% avg), Travel (103 places, 23.1% avg), Entertainment (93 places, 26.8% avg), Grocery (16 places, 14.3% avg).