Takhfif by the numbers

As of 29 August 2026, Takhfif tracks bank card discounts at 2,378 distinct places across Pakistan, from 21 banks and wallet providers and 249 individual cards, covering 593 cities. The highest-ranked card for overall discount coverage is the Mastercard World Credit Card from Bank of Punjab, with deals at 188 places and a 41.1% average effective discount. The most-covered city is Karachi, with 1,090 places offering bank card deals.

Top 5 ranked cards

Ranked by a blend of coverage breadth and real discount depth after caps and minimum spend (see the methodology):

1. #1

   Mastercard World Credit Card

   Bank of Punjab

   188 places

   41.1% avg · score 91.2

2. #2

   Visa Infinite Debit Card

   Allied Bank

   395 places

   32.4% avg · score 91.1

3. #3

   Visa Premium Debit Card

   Allied Bank

   392 places

   28.2% avg · score 91.0

4. #4

   Askari World Credit Card

   Askari Bank

   539 places

   28.9% avg · score 91.0

5. #5

   Askari Visa Signature Debit Card

   Askari Bank

   529 places

   29% avg · score 90.9

See all 240 ranked cards →

Most-covered cities

1. #1Karachi1,090 places
2. #2Lahore950 places
3. #3Islamabad617 places
4. #4Faisalabad314 places
5. #5Multan304 places

Coverage by category

Dining (1,187 places, 22.5% avg), Other (615 places, 19.9% avg), Health (215 places, 23.3% avg), Shopping (186 places, 18.9% avg), Travel (102 places, 21.8% avg), Entertainment (95 places, 26.3% avg), Grocery (16 places, 14.5% avg).