Takhfif by the numbers

As of 13 October 2026, Takhfif tracks bank card discounts at 2,414 distinct places across Pakistan, from 21 banks and wallet providers and 256 individual cards, covering 591 cities. The highest-ranked card for overall discount coverage is the Mastercard World Credit Card from Bank of Punjab, with deals at 228 places and a 40.4% average effective discount. The most-covered city is Karachi, with 1,112 places offering bank card deals.

Top 5 ranked cards

Ranked by a blend of coverage breadth and real discount depth after caps and minimum spend (see the methodology):

1. #1

   Mastercard World Credit Card

   Bank of Punjab

   228 places

   40.4% avg · score 93.1

2. #2

   Askari World Credit Card

   Askari Bank

   528 places

   28.9% avg · score 91.0

3. #3

   Visa Infinite Debit Card

   Allied Bank

   376 places

   33.1% avg · score 90.9

4. #4

   Askari Visa Signature Debit Card

   Askari Bank

   520 places

   29% avg · score 90.9

5. #5

   Askari Visa Platinum Debit Card

   Askari Bank

   521 places

   23.6% avg · score 90.9

See all 246 ranked cards →

Most-covered cities

1. #1Karachi1,112 places
2. #2Lahore957 places
3. #3Islamabad628 places
4. #4Faisalabad326 places
5. #5Rawalpindi310 places

Coverage by category

Dining (1,206 places, 22.6% avg), Other (633 places, 19.9% avg), Health (215 places, 23.8% avg), Shopping (188 places, 18.6% avg), Travel (104 places, 21.9% avg), Entertainment (93 places, 25.8% avg), Grocery (19 places, 14.2% avg).