The Balcony
HBL Islamic · HBL
Up to 20% off
The Balcony offers bank card discounts of up to 20% through 2 Pakistani banks. Available in Karachi, it accepts cards from HBL Islamic, HBL. Some offers are valid until 31 December 2026.
10 cards available· 2 offer tiers
Valid until 31 December 2026
20% off20% off3 cards
HBL Islamic World Business DebitCard
Max discount: Rs 5,000
HBL Islamic World DebitCard
Max discount: Rs 5,000
HBL Islamic World Elite DebitCard
Max discount: Rs 5,000
15% off15% off7 cards
HBL Islamic Classic Business DebitCard
Max discount: Rs 5,000
HBL Islamic Classic DebitCard
Max discount: Rs 5,000
HBL Islamic Gold DebitCard
Max discount: Rs 5,000
HBL Islamic Titanium DebitCard
Max discount: Rs 5,000
HBL Islamic UPI & PayPak Co-Badge DebitCard
Max discount: Rs 5,000
HBL Islamic UnionPay Classic DebitCard
Max discount: Rs 5,000
HBL Islamic UnionPay Gold DebitCard
Max discount: Rs 5,000
Terms & Conditions
- The discounts are not valid in conjunction with other special promotions, discount programmes or vouchers defined by HBL or alliance partners
- The discounts cannot be combined with group discounts, parties, special events or any other offers
- HBL Cardmembers are entitled to discounts in respect to payments made at the alliance partners through their HBL Cards. This is not applicable in respect to cash transactions
- HBL will not be responsible for any complaint or liability whatsoever that arises with respect to items and services availed on the mentioned partners
- HBL reserves the right to terminate or withdraw or change the criteria of any discount offering without providing prior notice or reason
- HBL is not liable for the accuracy of the brand offers mentioned under alliances. For updated brand offers, please refer to the relevant alliance partner’s website or physical outlet
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