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Terms & Conditions

• To ensure fair and equitable utilization of discount offers, the Bank may apply fair usage terms and conditions to promotional discounts available on all MCB Islamic Bank Debit Cards, with the objective of promoting responsible and transparent use of discount privileges
• To prevent misuse or excessive/commercial use of discount offers, only (1) one transaction per card per day at the same participating merchant shall be eligible for the applicable discount. Additionally, a maximum of three (3) transactions per card per participating merchant per month shall be eligible for the discount. Transactions exceeding these limits may not qualify for the applicable discount, and the Bank reserves the right to recover the discount amount, where applicable and permissible under the relevant offer terms and applicable regulations
• For the effective monitoring and enforcement of the above usage limits, the Bank reserves the right to monitor the utilization of promotional offers and may apply reasonable controls or usage thresholds where deemed necessary. The Bank may also restrict or withdraw applicable discount benefits in cases of misuse or violation of the relevant promotional terms and conditions
• Discount is only applicable on food and regular menu
• The discount cannot be availed in conjunction with other promotions
• The discount at the alliance partner will be available on the days and according to the situation as per the rules and regulations set on the concerned area’s government policies.(Where applicable)
• The discounts cannot be combined with group discounts, parties, special events or any other offers (where applicable)
• MCB Islamic debit card members are entitled to discounts in respect to payments made at the alliance partners through their MCB Islamic debit card (selective) only and discount is not applicable on cash transaction
• MCB Islamic Bank shall not be responsible for any customer or third party for unsatisfactory or delayed performance of the alliance partners, losses, damages, delays or cancellation/discontinuation of this discount services
• The alliance partners reserve the right to refuse or cancel any order for any unforeseen reason at any given time
• MCB Islamic Bank will not be responsible for any complaint or liability whatsoever that arises with respect to items, discounts and services availed at the mentioned partner(s)
• MCB Islamic Bank and the Alliance Partner reserves the right to terminate, withdraw or change the criteria of any discount offering without providing prior notice or reason
• MCB Islamic Bank is not liable for the accuracy of the brand offers mentioned under alliances and for updated brand offers, please refer to the relevant alliance partner’s website
• MCB Islamic Bank may together with the Alliance Partners, offer discounts from time to time, as part of promotion schemes for the MCB Islamic Debit Cardholders. However, the Alliance Partners have full authority to refuse any promotional offers, and the Bank shall not be liable to the Cardholder for any such refusal
• Bank Offers including Discounts, Promotional Offers, and Incentives that are discretionary, and the Cardholders are not entitled to claim the same as a matter of their right
• MCB Islamic Bank Debit cards Terms & Conditions apply (Where applicable)
• MCB Islamic Bank shall not be responsible for any customer or third party for unsatisfactory or delayed performance of the alliance partners, losses, damages, delays or cancellations
• The Alliance partner reserves the right to refuse or cancel any order for any unforeseen reason at any given time
• MCB Islamic Bank will not be responsible for any complaint or liability whatsoever that arises with respect to items and services availed at the mentioned alliance partner(s)
• MCB Islamic Bank and the Alliance Partner reserve the right to terminate, withdraw or change the criteria of any discount offering without providing prior notice or reason
• The Bank may together with the Alliance Partners, offer discounts from time to time, as part of promotion schemes for the MCB Islamic Debit Cardholders. However, the Alliance Partners have full authority to refuse any promotional offers, and the Bank shall not be liable to the Cardholder for any such refusal
• MCB Islamic Debit cards Terms & Conditions apply (Where applicable)