Shopping spans clothing, footwear, electronics, and lifestyle retail. Takhfif tracks card deals at 170 retail outlets across Pakistan, from 20 banks. The card with the broadest shopping reach is the Standard Chartered Cards from Standard Chartered, with offers at 33 of those stores at an average 16.5% off (up to 50%), as of 20 June 2026.
Top cards for shopping discounts
- #1
Standard Chartered Cards
Standard Chartered
33 stores
16.5% avg · up to 50%
- #2
Visa Infinite Debit Card
Allied Bank
28 stores
24.3% avg · up to 50%
- #3
Visa Premium Debit Card
Allied Bank
28 stores
23.8% avg · up to 50%
- #4
Visa Platinum Debit Card
Allied Bank
28 stores
21.1% avg · up to 50%
- #5
Visa Platinum Credit Card
Allied Bank
28 stores
21.1% avg · up to 50%
Retail offers swing between flat percentages on full-price stock and seasonal sale exclusions, so the fine print matters more here than in dining. Counting each retailer once, the list above shows how many different brands a card unlocks rather than how many branches exist. A card that covers the malls and brands you actually shop beats one with a higher headline rate at a store you never visit.