Shopping spans clothing, footwear, electronics, and lifestyle retail. Takhfif tracks card deals at 187 retail outlets across Pakistan, from 20 banks. The card with the broadest shopping reach is the Standard Chartered Cards from Standard Chartered, with offers at 32 of those stores at an average 16.7% off (up to 50%), as of 18 September 2026.
Top cards for shopping discounts
- #1
Standard Chartered Cards
Standard Chartered
32 stores
16.7% avg · up to 50%
- #2
Visa Platinum Debit Card
Bank Al Habib
30 stores
18.8% avg · up to 50%
- #3
Visa Signature Debit Card
Bank Al Habib
30 stores
18.8% avg · up to 50%
- #4
Mastercard Gold Credit Card
Bank Al Habib
30 stores
18.5% avg · up to 50%
- #5
Visa Gold Debit Card
Bank Al Habib
30 stores
17.5% avg · up to 50%
Retail offers swing between flat percentages on full-price stock and seasonal sale exclusions, so the fine print matters more here than in dining. Counting each retailer once, the list above shows how many different brands a card unlocks rather than how many branches exist. A card that covers the malls and brands you actually shop beats one with a higher headline rate at a store you never visit.