Best Bank Card for Grocery Discounts in Pakistan

Data refreshed daily · last updated 13 October 2026

Grocery is a tighter category than dining. Takhfif tracks card deals at 19 grocery outlets nationwide, from 14 banks. The card with the broadest grocery reach is the UBL Visa Infinite Debit Card from UBL, with offers at 4 of those stores at an average 17.5% off (up to 30%), as of 13 October 2026.

Top cards for grocery discounts

  1. #1

    UBL Visa Infinite Debit Card

    UBL

    4 stores

    17.5% avg · up to 30%

  2. #2

    Mastercard Signature Debit Card

    UBL

    4 stores

    17.5% avg · up to 30%

  3. #3

    UBL Visa Platinum Credit Card

    UBL

    4 stores

    13.8% avg · up to 20%

  4. #4

    Soneri Platinum Debit Card

    Soneri Bank

    3 stores

    26.7% avg · up to 40%

  5. #5

    Visa Platinum Business Debit Card

    MCB Islamic

    3 stores

    16.7% avg · up to 25%

Grocery discounts tend to come with the firmest caps and minimum-spend requirements of any category, so the headline percentage often overstates the real saving on a large monthly shop. Because supermarket chains run many branches, we count each retailer once: the numbers above show how many different grocery brands a card unlocks. For a weekly shop, a card that covers the supermarket nearest you usually beats one with a higher rate elsewhere.