As of 29 August 2026, the credit card with the widest dining coverage in Karachi is the Mastercard Platinum Credit Card from Bank Al Habib. It works at 131 of the 424 restaurants and cafés in Karachi where we track a bank card deal, with an average effective discount of 24.2% and individual offers reaching 50% off. Across all card types, 21 banks run dining offers in the city.
Top credit cards for Karachi dining
- #1
Mastercard Platinum Credit Card
Bank Al Habib
131 places
24.2% avg · up to 50%
- #2
Askari World Credit Card
Askari Bank
123 places
32.9% avg · up to 50%
- #3
Askari Platinum Credit Card
Askari Bank
122 places
25% avg · up to 50%
- #4
Askari Gold Credit Card
Askari Bank
110 places
17.9% avg · up to 50%
- #5
Askari Classic Credit Card
Askari Bank
110 places
13.2% avg · up to 50%
Coverage is counted by unique restaurant, so a chain with branches all over Karachi counts once. These numbers reflect how many different places a card actually unlocks, not how many outlets exist. Discount figures are the average best offer per place; many headline rates are reduced by caps and minimum-spend rules, which is why a card with a slightly lower average but far wider reach is usually the better one to carry.
Karachi carries the largest base of tracked restaurants in the country, so a card's unique-place count is the figure that matters most when two cards look close on average discount.
If you carry a debit card instead, the broadest dining option in Karachi is the Visa Signature Debit Card (Bank Al Habib), reaching 148 of these restaurants.